A little preparation can make your mortgage process a lot smoother. Gathering a few key documents ahead of time can help us verify your information and keep things moving. Use the checklist below as a starting point, and remember that additional documents may be needed depending on your situation.
Here’s a Helpful Checklist of What You May Need:
2 Pay Stubs covering most recent consecutive 30-day pay cycle
2 most recent years W-2 forms and / or 1099 forms (covering all jobs held)
2 Forms of ID - 1 must be a Government Issued Photo ID, and 1 of the following:
2 Months of the most recent bank or credit union statement(s) — (all pages, even if they are intentionally left blank)
2 most recent years Tax Returns (all pages and schedules)
If You Currently Own a Real Estate You Will Have to Provide Additional Documents:
Mortgage account information (current mortgage statement)
Home insurance policy information
Most recent property tax statements
HOA Statement
For more information of if you have additional questions, contact one of our mortgage experts.
Call: (832) 912-2151
Email: Questions@focusone.com